Guides · Medical aid · 2026

Medical aid maternity benefits in South Africa: 2026

Benefits change every year; check your own plan.

A plain-language reading of selected published 2026 maternity benefits from South African medical schemes. Compare the services, then ask your scheme to confirm your exact option, funding limits and provider network in writing.

Checked on 2026-10-07 · Benefit year: 2026. General information, not medical or financial advice. Your scheme’s rules, networks, waiting periods and authorisation decision apply.

Make my plan
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Compare what’s published

This is a selection of options, grouped where the published maternity benefits match. Entry, mid and comprehensive are browsing labels, not the schemes’ official classifications. A blank means not published or not verified here; it does not mean there is no cover. Shared visit limits are described as shared, not added together.

Scroll sideways for the table, or use the scheme cards below. Midwife care and birth houses come before doctor-led and hospital care.

Open the comparison table · 25 selected option groups
Published 2026 benefits · blank = not published / not verified
Scheme / selected optionMidwife visits / deliveryAntenatal consultationsScansBirth houses / home birthHospital birthDoulaAntenatal classesPostnatal careLactationRegistration / authorisationProgramme
Discovery Health Medical SchemeKeyCare Plus / Core; Core / Saver / Priority / Smart (excluding Active Smart) · Entry / midMidwives can provide the antenatal consultations. 2026 sourceEight visits with a midwife, GP or gynae; plan networks apply. 2026 sourceTwo 2D scans, or one 2D scan plus a nuchal translucency test; 3D/4D paid at the 2D rate. 2026 sourceHome and birthing-home delivery with a registered midwife and valid practice number: Hospital Benefit, up to Discovery Health Rate. 2026 sourceAvailable Personal Health Fund / Medical Savings Account funds; no Above Threshold Benefit. 2026 sourceFive shared pre-/postnatal classes or nurse consultations, up to baby’s second birthday. 2026 sourceOne six-week follow-up for post-delivery complications. 2026 sourceOne nurse or lactation-specialist consultation at Discovery Health Rate. 2026 sourceActivate My Pregnancy / My Baby profile; preauthorise delivery. 2026 sourceMy Pregnancy and My Baby. 2026 source
Discovery Health Medical SchemeExecutive / Comprehensive · ComprehensiveMidwives can provide the antenatal consultations. 2026 sourceTwelve visits with a midwife, GP or gynae at Discovery Health Rate. 2026 sourceTwo 2D scans, or one 2D scan plus a nuchal translucency test; 3D/4D paid at the 2D rate. 2026 sourceHome and birthing-home delivery with a registered midwife and valid practice number: Hospital Benefit, up to Discovery Health Rate. 2026 sourceAvailable Personal Health Fund / Medical Savings Account funds; no Above Threshold Benefit. 2026 sourceFive shared pre-/postnatal classes or nurse consultations, up to baby’s second birthday. 2026 sourceOne six-week follow-up for post-delivery complications. 2026 sourceOne nurse or lactation-specialist consultation at Discovery Health Rate. 2026 sourceActivate My Pregnancy / My Baby profile; preauthorise delivery. 2026 sourceMy Pregnancy and My Baby. 2026 source
Discovery Health Medical SchemeActive Smart / KeyCare Start / Start Regional · EntryFull Maternity Benefit excluded; maternity care uses available day-to-day benefits unless qualifying as PMB. 2026 sourcePregnancy / baby profile retains digital support. 2026 source
BonitasBonComplete · MidMidwives included among antenatal providers. 2026 sourceSix visits with a midwife, GP or gynae. 2026 sourceTwo 2D scans. 2026 sourceR1,580 for antenatal classes. 2026 sourceFour midwife visits after delivery. 2026 sourceOne of the four postnatal visits may be with an accredited lactation specialist. 2026 sourceBonitas Maternity Programme, including online classes and follow-up calls. 2026 source
BonitasBonComprehensive · ComprehensiveMidwives included among antenatal providers. 2026 sourceTwelve visits with a midwife, GP or gynae. 2026 sourceTwo 2D scans. 2026 sourceR1,640 for antenatal classes. 2026 sourceFour midwife visits; one may be used for accredited lactation support. 2026 sourceOne of the four postnatal visits may be with an accredited lactation specialist. 2026 sourceBonitas Maternity Programme, including online classes and follow-up calls. 2026 source
BonitasBonCap / BonCore (visit limits not verified here) · EntryPreauthorise pregnancy / hospital stay from 20 weeks; dedicated BonCap / BonCore contact in the guide. 2026 source
Momentum Medical SchemeEvolve · EntryTwelve antenatal visits, including dipstick urine tests. 2026 sourceTwo pregnancy scans. 2026 sourceTwo doula visits. 2026 sourceTwo nurse home visits after hospital discharge. 2026 sourceMaternity programme under the Health Platform Benefit. 2026 source
Momentum Medical SchemeIncentive · MidTwelve antenatal visits, including dipstick urine tests. 2026 sourceTwo pregnancy scans. 2026 sourceTwo doula visits. 2026 sourceTwo nurse home visits after hospital discharge. 2026 sourceMaternity programme under the Health Platform Benefit. 2026 source
Momentum Medical SchemeSummit · ComprehensiveTwelve antenatal visits, including dipstick urine tests. 2026 sourceTwo pregnancy scans. 2026 sourceTwo doula visits. 2026 sourceTwo nurse home visits after hospital discharge. 2026 sourceMaternity programme under the Health Platform Benefit. 2026 source
MedshieldMediCurve · EntryRegistered midwife delivery paid at Medshield Private Rates up to 200%. 2026 source6 antenatal visits; specialist network may apply. 2026 sourceTwo 2D scans per pregnancy. 2026 sourceRegistered birthing unit or out-of-hospital confinement: unlimited, with preauthorisation, DSP / provider-network rules and clinical protocols. 2026 source4 visits shared with postnatal midwife consultations per event. 2026 sourceShared 4-visit class / postnatal midwife allowance. 2026 sourcePreauthorisation required; use applicable DSP and provider networks. 2026 sourceMedshield MOM. 2026 source
MedshieldMediPlus Prime / Compact · MidRegistered midwife delivery paid at Medshield Private Rates up to 200%. 2026 source12 antenatal visits; specialist network may apply. 2026 sourceTwo 2D/3D/4D scans per pregnancy. 2026 sourceRegistered birthing unit or out-of-hospital confinement: unlimited, with preauthorisation, DSP / provider-network rules and clinical protocols. 2026 source8 visits shared with postnatal midwife consultations per event. 2026 sourceShared 8-visit class / postnatal midwife allowance. 2026 sourcePreauthorisation required; use applicable DSP and provider networks. 2026 sourceMedshield MOM. 2026 source
MedshieldPremiumPlus · ComprehensiveRegistered midwife delivery paid at Medshield Private Rates up to 200%. 2026 source12 antenatal visits; specialist network may apply. 2026 sourceTwo 2D/3D/4D scans per pregnancy. 2026 sourceRegistered birthing unit or out-of-hospital confinement: unlimited, with preauthorisation, DSP / provider-network rules and clinical protocols. 2026 source8 visits shared with postnatal midwife consultations per event. 2026 sourceShared 8-visit class / postnatal midwife allowance. 2026 sourcePreauthorisation required; use applicable DSP and provider networks. 2026 sourceMedshield MOM. 2026 source
FedhealthmyFED · EntryNominated contracted GP consultations; protocols and utilisation monitoring after ten visits per beneficiary per year. 2026 sourceUltrasound uses the radiology benefit; no separate scan count stated in the maternity section. 2026 sourceFour midwife visits per event, in or out of hospital. 2026 sourcemyFED Baby Programme. 2026 source
FedhealthflexiFED 2 Savings · MidMidwives included in antenatal / postnatal consultation allowance. 2026 sourceEight antenatal or postnatal consultations with a midwife, network GP or gynae. 2026 sourceTwo 2D antenatal scans. 2026 sourceR3,600 per delivery for support during natural childbirth. 2026 sourceUp to R1,200, conducted by private nurses. 2026 sourceThe brochure repeats eight postnatal or antenatal visits; confirm the shared limit rather than assuming sixteen. 2026 sourceOnline post-birth consultation with a breastfeeding expert for Baby Programme members. 2026 sourcePreauthorisation required; Baby Programme registration from week 12. 2026 sourceFedhealth Baby Programme. 2026 source
MedihelpMedVital / MedVital Elect · EntryMidwives included in shared antenatal / postnatal allowance. 2026 source8 antenatal and postnatal visits combined, with a midwife, GP or gynae. 2026 sourceTwo 2D scans. 2026 sourceHome delivery: professional nursing, equipment, materials and medicine at 100% Medihelp tariff, within R17,100 per event; preauthorisation required. A 20% co-payment applies if not preauthorised. 2026 source1 shared antenatal / postnatal consultation(s) for classes, dietitian or lactation specialist. 2026 sourcePostnatal visits share the combined antenatal / postnatal consultation allowance. 2026 sourceUses the same shared class / dietitian / lactation allowance. 2026 sourceRegister for Parenting journey; delivery preauthorisation required. 2026 sourceParenting journey. 2026 source
MedihelpMedAdd / MedAdd Elect / MedSaver / MedReach / MedPrime / MedPrime Elect · MidMidwives included in shared antenatal / postnatal allowance. 2026 source10 antenatal and postnatal visits combined, with a midwife, GP or gynae. 2026 sourceTwo 2D scans. 2026 sourceHome delivery: professional nursing, equipment, materials and medicine at 100% Medihelp tariff, within R17,100 per event; preauthorisation required. MedReach has a 35% co-payment if not preauthorised; the other listed plans have 20%. 2026 source2 shared antenatal / postnatal consultation(s) for classes, dietitian or lactation specialist. 2026 sourcePostnatal visits share the combined antenatal / postnatal consultation allowance. 2026 sourceUses the same shared class / dietitian / lactation allowance. 2026 sourceRegister for Parenting journey; delivery preauthorisation required. 2026 sourceParenting journey. 2026 source
MedihelpMedElite / MedPlus · ComprehensiveMidwives included in shared antenatal / postnatal allowance. 2026 source10 antenatal and postnatal visits combined, with a midwife, GP or gynae. 2026 sourceTwo 2D scans. 2026 sourceMedElite home delivery: nursing, equipment, materials and medicine at 100% Medihelp tariff, within R17,100 per event. Preauthorisation required; 20% co-payment if not preauthorised. MedPlus home-delivery limits were not verified here. 2026 source2 shared antenatal / postnatal consultation(s) for classes, dietitian or lactation specialist. 2026 sourcePostnatal visits share the combined antenatal / postnatal consultation allowance. 2026 sourceUses the same shared class / dietitian / lactation allowance. 2026 sourceRegister for Parenting journey; delivery preauthorisation required. 2026 sourceParenting journey. 2026 source
MedihelpMedMove! · EntryAdded insured maternity benefits are not available on MedMove!. 2026 source
ProfmedProActive Plus (Premium / Savvy) · Entry6 ante-/postnatal midwife visits. R630 per visit; risk benefit after programme registration. 2026 source6 ante-/postnatal medical-practitioner visits, subject to the stated tariff and funding rules. 2026 sourceTwo scans per pregnancy; ProActive Plus specifies 2D. Risk funding on ProActive Plus / ProSecure / ProSecure Plus; ProPinnacle uses day-to-day funds. 2026 sourcePostnatal consultations use the ante-/postnatal allowance. A six-week nurse home visit is available for newborns registered on the scheme, using the home-care DSP network and Tums2Tots registration; nurse availability applies. 2026 sourceProgramme registration for ProActive Plus / ProSecure / ProSecure Plus; preauthorisation and protocols apply. 2026 sourceMaternity programme; Tums2Tots Baby and Toddler Programme for home-based postnatal care. 2026 source
ProfmedProSecure / ProSecure Plus (Premium / Savvy) · Mid13 ante-/postnatal midwife visits. Registered midwife R920; GP R630 / specialist R920. Risk benefit after registration. 2026 source13 ante-/postnatal medical-practitioner visits, subject to the stated tariff and funding rules. 2026 sourceTwo scans per pregnancy; ProActive Plus specifies 2D. Risk funding on ProActive Plus / ProSecure / ProSecure Plus; ProPinnacle uses day-to-day funds. 2026 sourcePostnatal consultations use the ante-/postnatal allowance. A six-week nurse home visit is available for newborns registered on the scheme, using the home-care DSP network and Tums2Tots registration; nurse availability applies. 2026 sourceOne visit up to six months after delivery: risk on ProSecure / ProSecure Plus; day-to-day on ProPinnacle. 2026 sourceProgramme registration for ProActive Plus / ProSecure / ProSecure Plus; preauthorisation and protocols apply. 2026 sourceMaternity programme; Tums2Tots Baby and Toddler Programme for home-based postnatal care. 2026 source
ProfmedProPinnacle (Premium / Savvy) · Comprehensive13 ante-/postnatal midwife visits. 300% Profmed tariff; subject to the day-to-day limit. 2026 source13 ante-/postnatal medical-practitioner visits, subject to the stated tariff and funding rules. 2026 sourceTwo scans per pregnancy; ProActive Plus specifies 2D. Risk funding on ProActive Plus / ProSecure / ProSecure Plus; ProPinnacle uses day-to-day funds. 2026 sourcePostnatal consultations use the ante-/postnatal allowance. A six-week nurse home visit is available for newborns registered on the scheme, using the home-care DSP network and Tums2Tots registration; nurse availability applies. 2026 sourceOne visit up to six months after delivery: risk on ProSecure / ProSecure Plus; day-to-day on ProPinnacle. 2026 sourceProgramme registration for ProActive Plus / ProSecure / ProSecure Plus; preauthorisation and protocols apply. 2026 sourceMaternity programme; Tums2Tots Baby and Toddler Programme for home-based postnatal care. 2026 source
Genesis Medical SchemeMED-100 · EntryNo out-of-hospital plain radiography benefit listed. 2026 sourceIn-hospital GP / specialist maternity accounts: up to 100% Scheme tariff. 2026 source
Genesis Medical SchemeMED-200 / MED-200 Plus · Mid / comprehensiveOut-of-hospital plain radiography (including maternity ultrasound): 50% of lower of cost or Scheme tariff, within R5,800 per beneficiary per year. 2026 sourceIn-hospital GP / specialist maternity accounts: up to 200% Scheme tariff. 2026 source
KeyHealthSmart Baby Programme (option differences not specified on this page) · Entry / mid / comprehensiveMidwives included among antenatal providers. 2026 sourceTwelve visits with a midwife, GP or gynae, including dipstick urine tests. 2026 sourceTwo pregnancy ultrasound scans. 2026 sourceR2,650 for the first pregnancy. 2026 sourceRegister as soon as pregnancy is confirmed. 2026 sourceSmart Baby Programme. 2026 source
GEMSMaternity Care Plan (confirm option networks / limits) · Entry / mid / comprehensiveSix visits shared between a midwife and GP within the nine-visit care plan. 2026 sourceNine total: six GP / midwife and three gynae / obstetrician. Two GP / midwife visits may be transferred to specialist visits. 2026 sourceTwo scans; 3D/4D covered only up to a 2D scan’s cost. 2026 sourceMay use day-to-day benefits, depending on the option. 2026 sourceMidwife telephone follow-up around six weeks after delivery. 2026 sourceTelephone breastfeeding advice where applicable; separate consultant payment not verified. 2026 sourceRegister once pregnancy is confirmed; preauthorise delivery and use applicable networks. 2026 sourceGEMS Maternity Programme. 2026 source

Discovery Health Medical Scheme

KeyCare Plus / Core; Core / Saver / Priority / Smart (excluding Active Smart) (Entry / mid)
Midwife visits / delivery
Midwives can provide the antenatal consultations.Discovery Health Medical Scheme · 2026 benefits
Antenatal consultations
Eight visits with a midwife, GP or gynae; plan networks apply.Discovery Health Medical Scheme · 2026 benefits
Scans
Two 2D scans, or one 2D scan plus a nuchal translucency test; 3D/4D paid at the 2D rate.Discovery Health Medical Scheme · 2026 benefits
Birth houses / home birth
Home and birthing-home delivery with a registered midwife and valid practice number: Hospital Benefit, up to Discovery Health Rate.Discovery Health Medical Scheme · 2026 benefits
Doula
Available Personal Health Fund / Medical Savings Account funds; no Above Threshold Benefit.Discovery Health Medical Scheme · 2026 benefits
Antenatal classes
Five shared pre-/postnatal classes or nurse consultations, up to baby’s second birthday.Discovery Health Medical Scheme · 2026 benefits
Postnatal care
One six-week follow-up for post-delivery complications.Discovery Health Medical Scheme · 2026 benefits
Lactation
One nurse or lactation-specialist consultation at Discovery Health Rate.Discovery Health Medical Scheme · 2026 benefits
Registration / authorisation
Activate My Pregnancy / My Baby profile; preauthorise delivery.Discovery Health Medical Scheme · 2026 benefits
Programme
My Pregnancy and My Baby.Discovery Health Medical Scheme · 2026 benefits
Executive / Comprehensive (Comprehensive)
Midwife visits / delivery
Midwives can provide the antenatal consultations.Discovery Health Medical Scheme · 2026 benefits
Antenatal consultations
Twelve visits with a midwife, GP or gynae at Discovery Health Rate.Discovery Health Medical Scheme · 2026 benefits
Scans
Two 2D scans, or one 2D scan plus a nuchal translucency test; 3D/4D paid at the 2D rate.Discovery Health Medical Scheme · 2026 benefits
Birth houses / home birth
Home and birthing-home delivery with a registered midwife and valid practice number: Hospital Benefit, up to Discovery Health Rate.Discovery Health Medical Scheme · 2026 benefits
Doula
Available Personal Health Fund / Medical Savings Account funds; no Above Threshold Benefit.Discovery Health Medical Scheme · 2026 benefits
Antenatal classes
Five shared pre-/postnatal classes or nurse consultations, up to baby’s second birthday.Discovery Health Medical Scheme · 2026 benefits
Postnatal care
One six-week follow-up for post-delivery complications.Discovery Health Medical Scheme · 2026 benefits
Lactation
One nurse or lactation-specialist consultation at Discovery Health Rate.Discovery Health Medical Scheme · 2026 benefits
Registration / authorisation
Activate My Pregnancy / My Baby profile; preauthorise delivery.Discovery Health Medical Scheme · 2026 benefits
Programme
My Pregnancy and My Baby.Discovery Health Medical Scheme · 2026 benefits
Active Smart / KeyCare Start / Start Regional (Entry)
Antenatal consultations
Full Maternity Benefit excluded; maternity care uses available day-to-day benefits unless qualifying as PMB.Discovery Health Medical Scheme · 2026 benefits
Programme
Pregnancy / baby profile retains digital support.Discovery Health Medical Scheme · 2026 benefits

Fields omitted from this card remain blank in the comparison above.

Bonitas

BonComplete (Mid)
Midwife visits / delivery
Midwives included among antenatal providers.Bonitas · 2026 benefits
Antenatal consultations
Six visits with a midwife, GP or gynae.Bonitas · 2026 benefits
Scans
Two 2D scans.Bonitas · 2026 benefits
Antenatal classes
R1,580 for antenatal classes.Bonitas · 2026 benefits
Postnatal care
Four midwife visits after delivery.Bonitas · 2026 benefits
Lactation
One of the four postnatal visits may be with an accredited lactation specialist.Bonitas · 2026 benefits
Programme
Bonitas Maternity Programme, including online classes and follow-up calls.Bonitas · 2026 benefits
BonComprehensive (Comprehensive)
Midwife visits / delivery
Midwives included among antenatal providers.Bonitas · 2026 benefits
Antenatal consultations
Twelve visits with a midwife, GP or gynae.Bonitas · 2026 benefits
Scans
Two 2D scans.Bonitas · 2026 benefits
Antenatal classes
R1,640 for antenatal classes.Bonitas · 2026 benefits
Postnatal care
Four midwife visits; one may be used for accredited lactation support.Bonitas · 2026 benefits
Lactation
One of the four postnatal visits may be with an accredited lactation specialist.Bonitas · 2026 benefits
Programme
Bonitas Maternity Programme, including online classes and follow-up calls.Bonitas · 2026 benefits
BonCap / BonCore (visit limits not verified here) (Entry)
Registration / authorisation
Preauthorise pregnancy / hospital stay from 20 weeks; dedicated BonCap / BonCore contact in the guide.Bonitas · 2026 benefits

Fields omitted from this card remain blank in the comparison above.

Momentum Medical Scheme

Evolve (Entry)
Antenatal consultations
Twelve antenatal visits, including dipstick urine tests.Momentum Medical Scheme · 2026 benefits
Scans
Two pregnancy scans.Momentum Medical Scheme · 2026 benefits
Doula
Two doula visits.Momentum Medical Scheme · 2026 benefits
Postnatal care
Two nurse home visits after hospital discharge.Momentum Medical Scheme · 2026 benefits
Programme
Maternity programme under the Health Platform Benefit.Momentum Medical Scheme · 2026 benefits
Incentive (Mid)
Antenatal consultations
Twelve antenatal visits, including dipstick urine tests.Momentum Medical Scheme · 2026 benefits
Scans
Two pregnancy scans.Momentum Medical Scheme · 2026 benefits
Doula
Two doula visits.Momentum Medical Scheme · 2026 benefits
Postnatal care
Two nurse home visits after hospital discharge.Momentum Medical Scheme · 2026 benefits
Programme
Maternity programme under the Health Platform Benefit.Momentum Medical Scheme · 2026 benefits
Summit (Comprehensive)
Antenatal consultations
Twelve antenatal visits, including dipstick urine tests.Momentum Medical Scheme · 2026 benefits
Scans
Two pregnancy scans.Momentum Medical Scheme · 2026 benefits
Doula
Two doula visits.Momentum Medical Scheme · 2026 benefits
Postnatal care
Two nurse home visits after hospital discharge.Momentum Medical Scheme · 2026 benefits
Programme
Maternity programme under the Health Platform Benefit.Momentum Medical Scheme · 2026 benefits

Fields omitted from this card remain blank in the comparison above.

Medshield

MediCurve (Entry)
Midwife visits / delivery
Registered midwife delivery paid at Medshield Private Rates up to 200%.Medshield · 2026 benefits
Antenatal consultations
6 antenatal visits; specialist network may apply.Medshield · 2026 benefits
Scans
Two 2D scans per pregnancy.Medshield · 2026 benefits
Birth houses / home birth
Registered birthing unit or out-of-hospital confinement: unlimited, with preauthorisation, DSP / provider-network rules and clinical protocols.Medshield · 2026 benefits
Antenatal classes
4 visits shared with postnatal midwife consultations per event.Medshield · 2026 benefits
Postnatal care
Shared 4-visit class / postnatal midwife allowance.Medshield · 2026 benefits
Registration / authorisation
Preauthorisation required; use applicable DSP and provider networks.Medshield · 2026 benefits
Programme
Medshield MOM.Medshield · 2026 benefits
MediPlus Prime / Compact (Mid)
Midwife visits / delivery
Registered midwife delivery paid at Medshield Private Rates up to 200%.Medshield · 2026 benefits
Antenatal consultations
12 antenatal visits; specialist network may apply.Medshield · 2026 benefits
Scans
Two 2D/3D/4D scans per pregnancy.Medshield · 2026 benefits
Birth houses / home birth
Registered birthing unit or out-of-hospital confinement: unlimited, with preauthorisation, DSP / provider-network rules and clinical protocols.Medshield · 2026 benefits
Antenatal classes
8 visits shared with postnatal midwife consultations per event.Medshield · 2026 benefits
Postnatal care
Shared 8-visit class / postnatal midwife allowance.Medshield · 2026 benefits
Registration / authorisation
Preauthorisation required; use applicable DSP and provider networks.Medshield · 2026 benefits
Programme
Medshield MOM.Medshield · 2026 benefits
PremiumPlus (Comprehensive)
Midwife visits / delivery
Registered midwife delivery paid at Medshield Private Rates up to 200%.Medshield · 2026 benefits
Antenatal consultations
12 antenatal visits; specialist network may apply.Medshield · 2026 benefits
Scans
Two 2D/3D/4D scans per pregnancy.Medshield · 2026 benefits
Birth houses / home birth
Registered birthing unit or out-of-hospital confinement: unlimited, with preauthorisation, DSP / provider-network rules and clinical protocols.Medshield · 2026 benefits
Antenatal classes
8 visits shared with postnatal midwife consultations per event.Medshield · 2026 benefits
Postnatal care
Shared 8-visit class / postnatal midwife allowance.Medshield · 2026 benefits
Registration / authorisation
Preauthorisation required; use applicable DSP and provider networks.Medshield · 2026 benefits
Programme
Medshield MOM.Medshield · 2026 benefits

Fields omitted from this card remain blank in the comparison above.

Fedhealth

myFED (Entry)
Antenatal consultations
Nominated contracted GP consultations; protocols and utilisation monitoring after ten visits per beneficiary per year.Fedhealth · 2026 benefits
Scans
Ultrasound uses the radiology benefit; no separate scan count stated in the maternity section.Fedhealth · 2026 benefits
Postnatal care
Four midwife visits per event, in or out of hospital.Fedhealth · 2026 benefits
Programme
myFED Baby Programme.Fedhealth · 2026 benefits
flexiFED 2 Savings (Mid)
Midwife visits / delivery
Midwives included in antenatal / postnatal consultation allowance.Fedhealth · 2026 benefits
Antenatal consultations
Eight antenatal or postnatal consultations with a midwife, network GP or gynae.Fedhealth · 2026 benefits
Scans
Two 2D antenatal scans.Fedhealth · 2026 benefits
Doula
R3,600 per delivery for support during natural childbirth.Fedhealth · 2026 benefits
Antenatal classes
Up to R1,200, conducted by private nurses.Fedhealth · 2026 benefits
Postnatal care
The brochure repeats eight postnatal or antenatal visits; confirm the shared limit rather than assuming sixteen.Fedhealth · 2026 benefits
Lactation
Online post-birth consultation with a breastfeeding expert for Baby Programme members.Fedhealth · 2026 benefits
Registration / authorisation
Preauthorisation required; Baby Programme registration from week 12.Fedhealth · 2026 benefits
Programme
Fedhealth Baby Programme.Fedhealth · 2026 benefits

Fields omitted from this card remain blank in the comparison above.

Medihelp

MedVital / MedVital Elect (Entry)
Midwife visits / delivery
Midwives included in shared antenatal / postnatal allowance.Medihelp · 2026 benefits
Antenatal consultations
8 antenatal and postnatal visits combined, with a midwife, GP or gynae.Medihelp · 2026 benefits
Scans
Two 2D scans.Medihelp · 2026 benefits
Birth houses / home birth
Home delivery: professional nursing, equipment, materials and medicine at 100% Medihelp tariff, within R17,100 per event; preauthorisation required. A 20% co-payment applies if not preauthorised.Medihelp · 2026 benefits
Antenatal classes
1 shared antenatal / postnatal consultation(s) for classes, dietitian or lactation specialist.Medihelp · 2026 benefits
Postnatal care
Postnatal visits share the combined antenatal / postnatal consultation allowance.Medihelp · 2026 benefits
Lactation
Uses the same shared class / dietitian / lactation allowance.Medihelp · 2026 benefits
Registration / authorisation
Register for Parenting journey; delivery preauthorisation required.Medihelp · 2026 benefits
Programme
Parenting journey.Medihelp · 2026 benefits
MedAdd / MedAdd Elect / MedSaver / MedReach / MedPrime / MedPrime Elect (Mid)
Midwife visits / delivery
Midwives included in shared antenatal / postnatal allowance.Medihelp · 2026 benefits
Antenatal consultations
10 antenatal and postnatal visits combined, with a midwife, GP or gynae.Medihelp · 2026 benefits
Scans
Two 2D scans.Medihelp · 2026 benefits
Birth houses / home birth
Home delivery: professional nursing, equipment, materials and medicine at 100% Medihelp tariff, within R17,100 per event; preauthorisation required. MedReach has a 35% co-payment if not preauthorised; the other listed plans have 20%.Medihelp · 2026 benefits
Antenatal classes
2 shared antenatal / postnatal consultation(s) for classes, dietitian or lactation specialist.Medihelp · 2026 benefits
Postnatal care
Postnatal visits share the combined antenatal / postnatal consultation allowance.Medihelp · 2026 benefits
Lactation
Uses the same shared class / dietitian / lactation allowance.Medihelp · 2026 benefits
Registration / authorisation
Register for Parenting journey; delivery preauthorisation required.Medihelp · 2026 benefits
Programme
Parenting journey.Medihelp · 2026 benefits
MedElite / MedPlus (Comprehensive)
Midwife visits / delivery
Midwives included in shared antenatal / postnatal allowance.Medihelp · 2026 benefits
Antenatal consultations
10 antenatal and postnatal visits combined, with a midwife, GP or gynae.Medihelp · 2026 benefits
Scans
Two 2D scans.Medihelp · 2026 benefits
Birth houses / home birth
MedElite home delivery: nursing, equipment, materials and medicine at 100% Medihelp tariff, within R17,100 per event. Preauthorisation required; 20% co-payment if not preauthorised. MedPlus home-delivery limits were not verified here.Medihelp · 2026 benefits
Antenatal classes
2 shared antenatal / postnatal consultation(s) for classes, dietitian or lactation specialist.Medihelp · 2026 benefits
Postnatal care
Postnatal visits share the combined antenatal / postnatal consultation allowance.Medihelp · 2026 benefits
Lactation
Uses the same shared class / dietitian / lactation allowance.Medihelp · 2026 benefits
Registration / authorisation
Register for Parenting journey; delivery preauthorisation required.Medihelp · 2026 benefits
Programme
Parenting journey.Medihelp · 2026 benefits
MedMove! (Entry)
Antenatal consultations
Added insured maternity benefits are not available on MedMove!.Medihelp · 2026 benefits

Fields omitted from this card remain blank in the comparison above.

Profmed

ProActive Plus (Premium / Savvy) (Entry)
Midwife visits / delivery
6 ante-/postnatal midwife visits. R630 per visit; risk benefit after programme registration.Profmed · 2026 benefits
Antenatal consultations
6 ante-/postnatal medical-practitioner visits, subject to the stated tariff and funding rules.Profmed · 2026 benefits
Scans
Two scans per pregnancy; ProActive Plus specifies 2D. Risk funding on ProActive Plus / ProSecure / ProSecure Plus; ProPinnacle uses day-to-day funds.Profmed · 2026 benefits
Postnatal care
Postnatal consultations use the ante-/postnatal allowance. A six-week nurse home visit is available for newborns registered on the scheme, using the home-care DSP network and Tums2Tots registration; nurse availability applies.Profmed · 2026 benefits
Registration / authorisation
Programme registration for ProActive Plus / ProSecure / ProSecure Plus; preauthorisation and protocols apply.Profmed · 2026 benefits
Programme
Maternity programme; Tums2Tots Baby and Toddler Programme for home-based postnatal care.Profmed · 2026 benefits
ProSecure / ProSecure Plus (Premium / Savvy) (Mid)
Midwife visits / delivery
13 ante-/postnatal midwife visits. Registered midwife R920; GP R630 / specialist R920. Risk benefit after registration.Profmed · 2026 benefits
Antenatal consultations
13 ante-/postnatal medical-practitioner visits, subject to the stated tariff and funding rules.Profmed · 2026 benefits
Scans
Two scans per pregnancy; ProActive Plus specifies 2D. Risk funding on ProActive Plus / ProSecure / ProSecure Plus; ProPinnacle uses day-to-day funds.Profmed · 2026 benefits
Postnatal care
Postnatal consultations use the ante-/postnatal allowance. A six-week nurse home visit is available for newborns registered on the scheme, using the home-care DSP network and Tums2Tots registration; nurse availability applies.Profmed · 2026 benefits
Lactation
One visit up to six months after delivery: risk on ProSecure / ProSecure Plus; day-to-day on ProPinnacle.Profmed · 2026 benefits
Registration / authorisation
Programme registration for ProActive Plus / ProSecure / ProSecure Plus; preauthorisation and protocols apply.Profmed · 2026 benefits
Programme
Maternity programme; Tums2Tots Baby and Toddler Programme for home-based postnatal care.Profmed · 2026 benefits
ProPinnacle (Premium / Savvy) (Comprehensive)
Midwife visits / delivery
13 ante-/postnatal midwife visits. 300% Profmed tariff; subject to the day-to-day limit.Profmed · 2026 benefits
Antenatal consultations
13 ante-/postnatal medical-practitioner visits, subject to the stated tariff and funding rules.Profmed · 2026 benefits
Scans
Two scans per pregnancy; ProActive Plus specifies 2D. Risk funding on ProActive Plus / ProSecure / ProSecure Plus; ProPinnacle uses day-to-day funds.Profmed · 2026 benefits
Postnatal care
Postnatal consultations use the ante-/postnatal allowance. A six-week nurse home visit is available for newborns registered on the scheme, using the home-care DSP network and Tums2Tots registration; nurse availability applies.Profmed · 2026 benefits
Lactation
One visit up to six months after delivery: risk on ProSecure / ProSecure Plus; day-to-day on ProPinnacle.Profmed · 2026 benefits
Registration / authorisation
Programme registration for ProActive Plus / ProSecure / ProSecure Plus; preauthorisation and protocols apply.Profmed · 2026 benefits
Programme
Maternity programme; Tums2Tots Baby and Toddler Programme for home-based postnatal care.Profmed · 2026 benefits

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Genesis Medical Scheme

MED-100 (Entry)
Scans
No out-of-hospital plain radiography benefit listed.Genesis Medical Scheme · 2026 benefits
Hospital birth
In-hospital GP / specialist maternity accounts: up to 100% Scheme tariff.Genesis Medical Scheme · 2026 benefits
MED-200 / MED-200 Plus (Mid / comprehensive)
Scans
Out-of-hospital plain radiography (including maternity ultrasound): 50% of lower of cost or Scheme tariff, within R5,800 per beneficiary per year.Genesis Medical Scheme · 2026 benefits
Hospital birth
In-hospital GP / specialist maternity accounts: up to 200% Scheme tariff.Genesis Medical Scheme · 2026 benefits

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KeyHealth

Smart Baby Programme (option differences not specified on this page) (Entry / mid / comprehensive)
Midwife visits / delivery
Midwives included among antenatal providers.KeyHealth · 2026 benefits
Antenatal consultations
Twelve visits with a midwife, GP or gynae, including dipstick urine tests.KeyHealth · 2026 benefits
Scans
Two pregnancy ultrasound scans.KeyHealth · 2026 benefits
Antenatal classes
R2,650 for the first pregnancy.KeyHealth · 2026 benefits
Registration / authorisation
Register as soon as pregnancy is confirmed.KeyHealth · 2026 benefits
Programme
Smart Baby Programme.KeyHealth · 2026 benefits

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GEMS

Maternity Care Plan (confirm option networks / limits) (Entry / mid / comprehensive)
Midwife visits / delivery
Six visits shared between a midwife and GP within the nine-visit care plan.GEMS · 2026 benefits
Antenatal consultations
Nine total: six GP / midwife and three gynae / obstetrician. Two GP / midwife visits may be transferred to specialist visits.GEMS · 2026 benefits
Scans
Two scans; 3D/4D covered only up to a 2D scan’s cost.GEMS · 2026 benefits
Antenatal classes
May use day-to-day benefits, depending on the option.GEMS · 2026 benefits
Postnatal care
Midwife telephone follow-up around six weeks after delivery.GEMS · 2026 benefits
Lactation
Telephone breastfeeding advice where applicable; separate consultant payment not verified.GEMS · 2026 benefits
Registration / authorisation
Register once pregnancy is confirmed; preauthorise delivery and use applicable networks.GEMS · 2026 benefits
Programme
GEMS Maternity Programme.GEMS · 2026 benefits

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Not found yet

  • POLMED: The 2026 member guide we found was on a test server (sandbox.polmed.co.za) with an invalid certificate, not the official site, so it is left out. Check polmed.co.za or call POLMED for 2026 maternity benefits.
  • Bestmed: Bestmed’s 2026 comparative guide link now opens an error page, so its maternity details could not be re-checked and are left out. Check bestmed.co.za or call Bestmed.
  • Fedhealth comprehensive options: A readable 2026 comprehensive-option maternity schedule was not found in this research; myFED and flexiFED 2 are included.
  • Bonitas entry-option visit limits: BonCap / BonCore 2026 authorisation instructions were found, but their detailed visit limits were not verified.

We have not substituted older benefit years.

Questions to ask your scheme

  • Does my exact option cover my midwife’s visits and delivery, and at which tariff?
  • Is my birth house or home-birth arrangement approved, and what is the transfer cover?
  • Which hospitals, doctors and other providers must I use to avoid co-payments?
  • Are visit limits shared across antenatal and postnatal care?
  • Is my doula, class or lactation consultation paid from risk, savings or my own pocket?
  • When must I register for the programme, preauthorise delivery and add my baby?
  • Can you confirm the authorisation, waiting periods, exclusions and likely shortfalls in writing?

Sources

Checked on 2026-10-07. Published details can change; confirm them before you book.